LIC Jeevan Utsav Plan Calculator – Plan 771 Premium, Maturity & Income

LIC Jeevan Utsav Plan Calculator

Use this LIC Jeevan Utsav Plan Calculator to estimate premium, guaranteed income, and long-term benefits under Plan 771 based on your inputs.

LIC Jeevan Saral Maturity Calculator

This calculator helps you estimate the maturity amount of your LIC Jeevan Saral policy in a simple and easy way.

The guaranteed amount you selected when buying the policy.
Total number of years you will keep the policy active until maturity.
Bonus rate declared by LIC and added at maturity. This value is announced by LIC.
Sum Assured
Loyalty Addition
Total Maturity Amount

The LIC Jeevan Utsav Plan Calculator helps you instantly estimate premium, maturity benefits, and lifelong income under LIC Jeevan Utsav Plan 771. This calculator is designed for users who want quick answers as well as a clear understanding of how this whole life insurance plan works.

Using this LIC Jeevan Utsav Plan Calculator, you can check premium payable, survival benefits, income start year, and optional rider impact based on your age, policy term, and sum assured.


What Is LIC Jeevan Utsav Plan 771?

LIC Jeevan Utsav is a whole life insurance plan that offers guaranteed income after the premium paying term along with lifelong coverage. It is suitable for long-term financial planning and retirement income needs.

  • Lifetime insurance coverage
  • Guaranteed survival income
  • Flexible premium paying terms
  • Optional rider benefits

LIC Jeevan Utsav Plan Calculator – What It Calculates

This LIC Jeevan Utsav Policy Calculator gives you an estimate of:

  • Premium amount (yearly / monthly / other modes)
  • Premium Paying Term (PPT)
  • Income benefit start year
  • Survival benefit amount
  • Maturity-related lifetime income

It acts as a complete LIC Jeevan Utsav Premium Calculator and LIC Jeevan Utsav Income Calculator in one place.


How to Use LIC Jeevan Utsav Plan Calculator

Follow these simple steps to calculate your policy values:

  1. Select your age (nearest birthday).
  2. Choose the Premium Paying Term (5–16 years).
  3. Enter the Basic Sum Assured.
  4. Select Survival Benefit Option (Regular or Flexi).
  5. Choose your premium payment mode.
  6. Click calculate to view results instantly.

LIC Jeevan Utsav Premium Calculation Explained

The LIC Premium Calculator uses the following factors:

  • Entry age of the policyholder
  • Chosen Premium Paying Term
  • Basic Sum Assured
  • Payment frequency (yearly, half-yearly, monthly)

Premium increases with higher age and sum assured. Longer premium paying terms generally reduce annual premium amounts.


LIC Jeevan Utsav Survival Benefit Options

Option I: Regular Income

Provides guaranteed income at regular intervals after the premium paying term.

Option II: Flexi Income

Allows flexibility to accumulate or withdraw income based on your financial needs.

This makes the calculator useful as a LIC Jeevan Utsav Survival Benefit Calculator.


LIC Jeevan Utsav Maturity & Lifetime Income

There is no traditional maturity like endowment plans. Instead, this LIC Lifetime Income Plan Calculator estimates:

  • Guaranteed income after PPT
  • Lifelong payouts
  • Death benefit payable anytime

This makes it suitable as a retirement income calculator and guaranteed return insurance calculator.


Optional Riders in LIC Jeevan Utsav Plan

You can enhance protection using optional riders:

  • Accidental Death & Disability Rider
  • New Term Assurance Rider

The calculator also works as a LIC Policy Rider Cost Calculator by adding rider premium to the base premium.


LIC Jeevan Utsav vs Other LIC Whole Life Plans

Plan Income Type Coverage
LIC Jeevan Utsav Plan 771 Guaranteed lifelong income Whole life
LIC Jeevan Umang Plan 745 Periodic payouts Whole life
LIC Jeevan Anand Lump sum maturity Limited term

Who Should Use LIC Jeevan Utsav Plan Calculator?

  • People planning guaranteed retirement income
  • Long-term investors seeking stable returns
  • Individuals looking for whole life insurance
  • Users comparing LIC income plans

Frequently Asked Questions (FAQs)

Is a LIC Jeevan Utsav Plan Calculator PDF available?

Yes, a LIC Jeevan Utsav Plan Calculator PDF is available on selected insurance and LIC-related websites, allowing users to review premium structure, income benefits, and policy details offline.

Can I get LIC Jeevan Utsav (Plan Calculator PDF free download)?

A LIC Jeevan Utsav (Plan Calculator PDF free download) can be found on some LIC agent portals and financial websites, helping users understand sample premium and maturity calculations at no cost.

How does LIC Jeevan Utsav Plan calculator maturity calculator online work?

The LIC Jeevan Utsav Plan calculator maturity calculator online estimates guaranteed income and long-term benefits based on age, premium paying term, basic sum assured, and selected income options.

Is LIC Jeevan Utsav Plan 871 premium and maturity calculator available?

The LIC Jeevan Utsav Plan 871 premium and maturity calculator is commonly searched, but the officially available and active plan is LIC Jeevan Utsav Plan 771.

What does LIC Jeevan Utsav Plan 771 premium and maturity calculator show?

The LIC Jeevan Utsav Plan 771 premium and maturity calculator shows estimated premium amounts, income start year, and lifelong guaranteed income based on the entered policy details.

Is LIC Jeevan Utsav Plan calculator Excel sheet available?

A LIC Jeevan Utsav Plan calculator Excel sheet is sometimes used by LIC agents for offline estimation, but online calculators provide more accurate and updated premium results.

Is there a LIC Jeevan Utsav Plan calculator app?

A dedicated LIC Jeevan Utsav Plan calculator app may not be officially released, but mobile-friendly online calculators work smoothly on smartphones without any app installation.

Where can I find LIC Jeevan Utsav Premium Chart?

The LIC Jeevan Utsav Premium Chart provides indicative premium ranges based on age, premium paying term, and sum assured, while exact values should be calculated using an online calculator.


This LIC Jeevan Utsav Plan Calculator is an easy-to-use LIC policy estimation tool that helps you make informed insurance decisions.

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